Asset-backed property investment, government-funded income streams, 10+ year commercial leases. Built around the UK's most urgent social needs.
The gap between demand for supported living, specialist care, and social housing — and the supply of suitable, compliant properties — is enormous and growing.
Social and affordable housing was the largest and fastest-growing impact investment segment in the UK in 2024, representing ~54% of the £11.2bn market, with £1.09bn of new investment — up 27% year-on-year (Big Society Capital, 2024). This is not a niche. It is a national priority creating long-term, stable demand for exactly what we build.
Cornwick identifies properties in high-demand locations, partners with the operator before acquisition, develops to the required standard, and secures a long-term commercial lease from day one.
The result: a predictable, asset-backed income stream for investors — with genuine social value built in at the foundation, not added on as an afterthought.
Each vertical solves a different housing problem — but every project is grounded in the same conviction: property done thoughtfully can change someone's life.
Designed for care providers supporting individuals with learning disabilities, long-term health conditions, or mental health needs. Built to CQC standards. Leased to experienced, regulated operators.
Properties acquired or converted into quality accommodation for local authorities — studios, 1–2 bed units, transitional housing. Leased directly to councils or housing providers.
Two problems, one solution. Through our assisted sale pipeline we help distressed homeowners exit difficult situations fast — divorce, repossession, probate, financial pressure — with a fair, certain offer. Those same properties become affordable homes for first-time buyers trying to get safely onto the ladder.
Disused buildings. Tired commercial stock. Forgotten barns. Empty upper floors above high streets. We source overlooked buildings and convert them into homes — increasing housing stock without expanding into greenfield land. Exciting projects that bring life back to local economies.
A 15-minute call with one of our directors. We explain the model, answer every question honestly, and tell you upfront if Cornwick isn't the right fit. No pressure. No commitment.
You receive our full information memorandum, project prospectus, and due diligence pack — including the risk section. Verifiable claims. Time to ask the hard questions.
Capital is placed against a specific, named project. Legal agreements signed. Asset-backed security in place. You know exactly what your money is building.
Long-term commercial lease generates regular, predictable returns. Quarterly investor and impact reporting delivered to you. No surprises.
Every quarter you receive a combined financial and impact report — returns against projections, plus named impact outcomes from your investment.
Projects run on 10+ year leases with established, regulated operators. Income is typically government-backed — largely independent of residential market volatility. Investment periods 1–5 years with planned exit strategies built in from the outset.
Capital secured against tangible property assets. Investors typically receive a first or second legal charge on the property, formal loan agreements, and independent oversight. Capital is deployed only after all due diligence criteria are met.
We won't pretend there's no risk. Every investment carries it. What we can tell you is that we identify it, document it, and address it before you invest — not after.
Our due diligence packs cover every risk area in full, with our mitigation approach for each. Click any area below for our short answer.
Pre-application consultation with the LPA before acquisition; operator confirmed before purchase.
Operator partnership and lease signed before capital is deployed; government-funded occupancy.
Conservative LTV ratios; exit strategies modelled from day one.
Only CQC-registered, financially stable operators with track record; FRI lease structures.
Legal review on all projects; compliance monitored quarterly.
Fixed-price build contracts where possible; contingency built into every project appraisal.
Experienced in-house project management; buffer built into projections.
Procurement experience and direct-supply relationships reduce exposure.
Full risk analysis provided in each project's due diligence pack. Capital is only deployed once all key investment criteria are met.
Government-backed lease structures deliver consistent quarterly returns.
Capital secured against real property with formal legal charges.
Underlying property assets appreciate alongside income returns.
SDG-mapped outcomes documented per project, quarter on quarter.
Uncorrelated to listed equities and volatile residential markets.
Cornwick handles acquisition, development, operator, and asset management end-to-end.